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Credit Repair Ebook

Credit Repair

Repairing your credit profile is one of the most essential financial decisions you can make.

Credit360 is here to help you achieve your optimal credit profile by making the credit repair process convenient, individualized, and effective. Credit360 specialized credit repair processes, credit expertise, and guaranteed customer service make us the best in the industry. We are proud that we have had the opportunity to help thousands of Americans correct their credit reports.

Credit360 is a company that puts our money where our mouth is and only charges a fee when items are deleted, removed, or repaired from your credit report. With our 360 Repair, Rebuild, and Relax Credit Repair Program you will no longer have to use other expensive credit repair companies that charge monthly and don’t even produce results.

We are so confident in our advanced disputing tactics that we will allow you to pay for your deletions after you actually see our results and we even give you a 100% money back guarantee to back it up just so you can relax.

What is the 360 Repair, Rebuild and Relax Process?

Credit360 is an elite team of credit experts that know exactly what techniques will assist you with increasing your credit scores to meet your goals. With our 360 Repair, Rebuild, and Relax Credit Repair Program you will no longer have to use other expensive credit repair companies that charge monthly and don’t even produce results.

We are so confident in our advanced disputing tactics that we will allow you to pay for your deletions after you actually see our results and we even give you a money back guarantee. With our Repair, Rebuild and Relax program most of our clients see deletions within the first 45 days of enrollment and usually see an average increase of 93 points throughout their program cycle.


Analyzing Your Credit Reports

Prior to enrolling in our program, a credit analyst will provide you with a consultation of your three credit bureaus and scores. Your analyst will clearly explain our program, how it works and what options are available to getting your credit back on track. We will be looking for negative items like outdated or incorrect personal information, collections, charge-offs, tax liens, judgments and late payments that may be hurting your score. We will also guide you as to what types of positive credit accounts should be applied for to increase your scores at the fastest rate possible.

Creating a Definitive Action Plan

Upon enrollment, a dedicated credit analyst will conduct a detailed audit of your credit report and guide you through our entire disputing process. Plus, you will receive a definitive action plan which will show you how we will be working to increase your credit scores while providing you with strategies to reduce your debt. We will then begin the dispute process to each of the three credit bureaus Transunion, Experian and Equifax as well as the actual creditors directly.

Launching of the Repair and Rebuilding Process

Keep in mind we will be disputing all of the negative credit items on your three credit bureaus right from the start. If the information on your report is not Timely, Accurate or Verifiable we will demand that it be IMMEDIATELY DELETED from your reports. We will help you strategically apply for positive credit accounts, in addition to helping you increase your available credit limits and scores. Whether you have been through a bankruptcy, divorce, or may have made past mistakes with your finances, repairing your credit doesn’t have to be complicated.

Rinse and Repeat of the Process

Once we have received your disputed credit reports from the bureaus, we will then analyze the reports for the updated or deleted items and then generate new dispute letters addressing the non-deleted items. We will do this dispute process every 30-45 days for the next 365 days which is trackable through our online portal. The key to the removal of negative information is persistence and communication with our Credit360 consultants. Stick with our proven system so you can relax and enjoy having great credit again. Guaranteed!

Program Pricing - $399 $360 Audit Fee

You can get started with our program for one year by paying the $360 Audit Fee. The audit fee can be split into two $180 payments. The initial payment is due at enrollment and the remaining $180 balance is due 30 days later. For the remainder of the 12 months you will only pay for the deleted item after it has been removed from your report. Only $50 for Collections and Charge-Off's. However, see the attached program pricing sheeting for detailed deletions fees. Keep in mind, that most companies that charge monthly fees usually take their time to repair your credit because they want you to be a client forever so they can make more money. With our pay per delete program you are only paying for removed items which allows you to see your results at a faster rate.

Included with our Referral Incentive

We give our clients a $25 credit towards their deletions balance for every referred client into our program. Our referral incentive program also allows you to receive additional $25 credits towards your balance by posting your positive reviews of Credit360 to Google or social media to help market our services. Also, our program comes with a 90 day money back guarantee so you can sit back and relax. At Credit360 we love helping good people with bad credit.

Credit Repair Program Highlights

  • Full Credit Audit – Equifax, TransUnion, Experian
  • No Monthly Fees- Charged Only After Removal
  • Our Pricing Is Simple, Pay After Deletion
  • Advanced Tactic Disputes and Strategies
  • Comprehensive Credit Audit every 45 days
  • Unlimited credit items disputed for one year
  • 24/7 Online Portal Access from Smartphone
  • Free Coaching and Education
  • Assistance with Structuring Lines of Credit
  • Support with Card Spending and Tradeline Building
Yearly Audit+ Deletion Fees

Credit Repair Deletion Fees

  • Personal Information $10 Free of charge
  • Inquiry $15 Free of charge
  • Collection $50
  • Charge-Off $50
  • Original Creditor $50
  • Foreclosure $75
  • Repossession $75
  • Child Support $100
  • Tax Lien $100
  • Bankruptcy $100

Social Media and Referral Credits

As an added bonus, a client can be awarded $25 credits towards their credit deletions invoice for ‘every social media testimony or review given about your experience with us at Credit360. No worries we will even provide you with the social media links to assist with your credits.

  • Social Media Credits $25 - Maximum 2 Social Media Credits per invoice
  • Client Referrals $25 - Unlimited Client Referral Credits per invoice

Our 90 Day Money Back Guarantee

We are confident that you will be pleased with our services, our warranty clearly states that if your credit report does not have an improvement within 90 days from the time we receive your verifying documents and initial payment, you are entitled to a 100% Money Back Warranty of your Enrollment Fees. No Questions Asked.


Credit360 Highlights

Easy & Affordable Services
Even with industry-leading customer service and the latest cutting-edge technology, we remain one of the lowest priced programs available.
One-on-One Customer Service
When you become a client of Credit360 we assign a Personal Credit Coach to you. Throughout your relationship with Credit360 you'll work one-on-one with your Credit Coach to resolve the issues on your reports.
Free Credit Consultation
With every initial consultation, our Professional Credit Analyst will review your reports with you and answer any questions you may have about your credit, our process, and if our services are right for you
360° Same-Day Service
Ensures that our client gets priority service throughout the disputing process. We'll organize and set up your case the same day that you sign-up, and we'll expedite your case while still maintaining accurate, secure data entry and outstanding customer service.
No-Risk Refund Policy
At Credit360 we proudly offer a 100% Service Satisfaction Guarantee. Just like our service, our Refund Policy is effective from day one. We provide a satisfaction guarantee. If you're not 100% satisfied, please let us know.
No-Hassle Cancellation Policy
As a valued client, you can rest assured that you will never be locked in to a long term contract or agreement. Our services can be cancelled, or put on hold, at any point in time.
Unlimited Personalized Disputes
Our programs provide clients unlimited personalized disputing to both the credit bureaus and also to your creditors. We'll write customized dispute letters and send them to each major credit bureau.
360° Credit Coaches
Credit education and correction is legal and the law is on your side. We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies.
Affordable Solutions
Our fees are reasonable and there are NO long binding contracts. We help you to work with your files until it is done. Plus with our money back guarantee your investment is safe.

Personal Credit Articles

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